Oklahoma Construction Industry and General Contractors Insurance

Professional Insurors offers the most comprehensive Construction Insurance & Risk Management program for the construction business. 40+ years of experience in the insurance industry has given us expertise in insuring Oklahoma construction companies and protecting your risk-inherent business with the insurance coverage you need.

Our Oklahoma Construction Insurance Program features a dedicated claims and risk management team dedicated specifically to the Construction Insurance industry to ensure your confidence in our support and aptitude.

 
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General Liability Insurance

CGL is a business insurance coverage written to cover your exposure to 3rd party claims for bodily injury, property damage, or personal injury or lawsuits.

Coverage Options:

  • Per Project Aggregate (new limits per project)

  • Blanket Additional Insured

  • Blanket Waiver of Subrogation

  • Broad Definitions of who is Insured

  • Broad Definition of Territory

Commercial Auto Insurance

Professional Insurors provides Business or Commercial Auto coverage to all types and sizes of businesses and accommodates a wide variety of situational variations.

Coverage Options:

  • Blanket Additional Insured

  • Named Coverage for Owners of Company

  • Broad Coverage Territory

  • Hired/Non-Owned Automobile

  • Automatic coverage for Large Fleets (no reporting required)

Workers Compensation

Workers Compensation protects your business and employees from work-related injuries, accidents, or even death

Coverage Options:

  • Multi-State coverage

  • Hazardous industries coverage available

  • Blanket Waiver of Subrogation

  • Pay as you go solutions available

  • Meets all state guidelines

Commercial Umbrella Liability

A coverage written to cover your exposure to damages by third parties for bodily injury or property damage claims or lawsuits that exceed your limits on your underlying policies.

Coverage Options:

  • High Limits Available (min $1,000,000 up to $100,000,000)

  • Following Form or Full Umbrella based on risk and size

  • Blanket Additional Insured

Builder’s Risk/Installation Floater Insurance Coverage

Builders Risk covers your building(s) while under construction.  Installation floaters designed for trade contractors insure their property risk in the building while under construction.

Coverage Options:

  • Blanket or Per Project Basis policies

  • Very Competitive rates

  • Owners interest coverage available

  • Testing Coverage Available

  • Multiple deductible options

Contractors Equipment Coverage

Contractors Equipment Coverage, often called "inland marine" in Oklahoma, covers your equipment physical damage including collision, theft, and many other perils.   The liability for this equipment is usually covered under your General Liability policy.

Coverage Options:

  • Coverage area is very broad

  • Multiple deductible options

  • Replacement Cost for Newer Equipment

Construction Bonding

  • License and Permit Bonds available nationwide

  • Performance & Payment Bonds Available (Underwriting Required)

Other Oklahoma(OKC) Business Insurance Coverages